DBS logo for restaurant & retail point of sale payments.

Payment Processing with People On Your Side

Payment processing shouldn’t be something you set up once and hope for the best. DBS works with multiple processing partners to help businesses secure competitive rates, understand their costs, and get real support when payment issues arise. From onboarding and reconciliation to chargebacks and troubleshooting, our dedicated payments team is here to help.

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A Different Kind of Payments Partner

MORE THAN A PROCESSING RATE

A Different Kind of Payments Partner

Anyone can quote a rate. What happens after your account is approved matters just as much. DBS has a dedicated payments team that works directly with businesses and processing partners throughout the life of the account—from application and onboarding to everyday questions, reconciliation, chargebacks, and troubleshooting.

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Dedicated Onboarding Specialist

A dedicated DBS payments specialist helps guide your credit card and gift card processing setup from the initial application all the way through activation.

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Payment Reconciliation Assistance

Have questions about deposits, batches, processing totals, or how payments match your POS sales? We'll help you work through reporting and reconciliation.

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Rate & Fee Structure Guidance

Our team works with processing partners to help secure competitive rates and can help you understand the fees associated with accepting payments.

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Chargebacks & Payment Issues

When a chargeback or processing issue occurs, you don't have to figure it out alone. Our team provides assistance, guidance, and help working with the processor.

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Payment Expertise Built Over Decades

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Decades of Payment Expertise

Our payments team isn't a generic call center. One of our dedicated processing specialists has been with DBS for nearly 30 years, helping businesses onboard processing accounts, understand deposits and transactions, reconcile payments with POS sales, navigate chargebacks, and resolve payment-related issues.

That experience means you're working with someone who understands both the payment side and how it connects to your POS and day-to-day business operations.

Your Processing Rate Shouldn't Be An Afterthought

Processing costs can have a major impact on your bottom line. Because DBS works with processing partners and understands the POS systems connected to them, our payments team can help evaluate available options and work to secure competitive rates for your business.

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Competitive Processing Rates

We work with our processing partners to help find pricing that makes sense for your business.

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Understand What You're Paying

We'll help you understand rates, fees, and processing costs—not just the headline number.

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Ongoing Review & Payments Support

Questions about your processing costs, reconciliation, or more after you're live? You still have the DBS team to call.

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Wondering What You're Really Paying?

Not sure if your current processing rates and fees are competitive? We'll help you take a closer look.

GET A PAYMENT REVIEW

Look Beyond the Words FREE POS

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Look Beyond the Words "FREE POS"

Many companies offer “FREE POS” to get you started, but what appears to be a no-cost solution may come with processing requirements, additional fees, or higher ongoing costs. DBS takes a different approach. We believe you should understand what you're paying for and what you're getting. Our team works with you to find the right combination of technology, payment processing, and support for your business and your budget.

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Upfront About Costs

We clearly explain the costs, available discounts, processing options, and ongoing fees so you understand what you're paying for.

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Built Around Your Budget

We work with you to find the right POS and payment solution for your needs without losing sight of what makes financial sense for your business.

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Value Beyond the Price

Competitive pricing is only part of the equation. Your solution also comes with the setup, expertise, and real ongoing support that DBS brings to your business.

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Some companies lead with what you won't pay today.

DBS focuses on helping you understand what you'll pay over the life of the solution.

Some companies lead with what you won't pay today.

DBS focuses on helping you understand what you'll pay over the life of the solution.

NO GIMMICKS. JUST THE RIGHT SOLUTION FOR YOUR BUSINESS.

More Ways to Manage Your Processing Costs

Traditional processing isn't the only option. Depending on your business and processing program, DBS can help you explore payment strategies designed to offset or manage card acceptance costs. Our payments team can also explain the differences and work with your processing partner to determine which available option makes sense for your business.

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Traditional Processing

Standard credit card acceptance with processing costs paid by the business, not the customer.

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Cash Discounting

A properly structured program that provides customers an incentive for paying with cash.

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Credit Card Surcharging

Businesses may be able to add a surcharge to certain credit card transactions.*

*Eligible businesses only. Subject to card-network rules and applicable laws (e.g. surcharge maximums, debit and gift card restrictions).

Payments Beyond the Credit Card

Today's customers expect more ways to pay. DBS helps you offer flexible payment options that work seamlessly with your POS, giving your customers greater convenience while keeping payments simple for your business.

DBS offers solutions for credit card payments.

Card Processing

Secure credit & debit card processing integrated with your POS and supported by DBS.

DBS offers solutions for git card payments.

Gift Card Processing

Build repeat business with physical or digital gift card programs designed around your operation.

DBS offers solutions for mobile credit card payments.

Mobile Payments

Accept payments where your customers are—not just at the counter.

Contactless Payments

Support modern payment methods including tap-to-pay and compatible digital wallets.

Why Businesses Choose DBS

Why Should Businesses Choose DBS for Payments?

The right payment solution is about more than just a processing rate. With DBS, you gain an experienced payments team that works on your behalf—from securing competitive pricing and guiding your onboarding to helping with reconciliation, chargebacks, processing questions, and ongoing support long after you go live.

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Better Pricing

Competitive Processing Rates

We work with processing partners to help secure competitive pricing based on your business and payment needs.

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Dedicated Team

Real People Who Know Payments

Work with experienced DBS specialists that know your processing from day one—not an anonymous processing support queue.

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Experienced Guidance

Decades of Payment Experience

Our team understands onboarding, processing, reconciliation, chargebacks, and the connection between payments and your POS.

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Ongoing Advocacy

We're Here Long After You Go Live

When questions or problems arise, DBS helps you work through them and communicate with the processor.

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POS + Payments

One Technology Partner for Everything

Because DBS understands both your POS and payment processing, we can help troubleshoot the entire transaction.

Final CTA

Let's Take A Closer Look At Your Payments

Whether you're opening a new business, evaluating your current processor, have been hit with high yearly fees, or simply wondering if you're paying too much, talk with the DBS payments team. We'll help you understand your options, review your processing needs, and find a solution that works with your business and your POS.

REQUEST A PAYMENT REVIEW

GET A PAYMENT REVIEW

TALK TO AN EXPERT